OUR SERVICES
PERSONAL LOAN
Personal Loans are unsecured loans that can be used for personal, family or household purposes, such as consolidating existing credit card debt, vacations, major purchases, home renovations or significant life events.
Key Features:
- Unsecured Nature no security asset required
- Fixed Repayments with set payment plans
- Lump-Sum finance
- Interest Rates are fixed or variable
VEHICLE LOAN
Vehicle loans provide individuals and businesses with the financial means to purchase cars, vans, trucks, or other types of vehicles.
Key Features
- Purpose-Specific designed for purchase of vehicle
- Secured Loan as the vehicle usually serves as security
- Fixed or Variable Rates
- Flexible Terms
BUSINESS LOAN
Tailored financial solutions designed to meet the unique needs of businesses.
KeY Features
- Purpose-Drivenfor business needs
- Fixed Repayments with set payment plans
- Lump-Sum finance
- Interest Rates are fixed or variable
HOME LOAN
For first-time buyers or moving a size up for the family.
Key Features
- Property as Security is secured against the residential property
- Loan Types choose from a variety of loan types
- Repayment Schedule typically repaid over a set period with terms
- Loan to Value Ratio (LVR) is the proportion of the property’s value
REFINANCE LOAN
Replacing an existing loan with a new one, typically to secure better interest rates, access improved loan features.
Key Features
- Interest Rate Reduction
- Loan Term Adjustment
- Access to Equity
- Improved Loan Features
INVESTMENT LOAN
financial products designed for individuals looking to invest in assets such as property, shares, or managed funds.
Key Features
- Purpose-Specific designed for purchase of investment
- Loan Security can be secured against the investment asset itself
- Interest Options choose between interest-only payments or principal and interest payments
- Loan to Value Ratio (LVR) determines how much you can borrow